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You should expect your online payment processing company to enable you to accept every major credit and debit card, including American Express and Discover, so that you don't miss any potential sales because you don't accept the type of card your customer wants to use.You should expect your transactions to be encrypted and transmitted securely either through the processor or through a payment gateway the processor gives you access to.Because many processors customize the pricing they offer businesses, the pricing that you're quoted may vary from the pricing we received during our testing process.This article presents the following information: Online payment processors are difficult to evaluate because there are so many options to choose from.You’ll hopefully get into a relationship or two along the way and need to suspend (not cancel! This feature is nasty, it’s legal, it’s stated in the small print, and all sites do it.If you pay by credit card, after you sign up for a long-term contact (three months to one year) on most systems, you may immediately resign. It just means that you’ve quashed the auto-debit monster.The processor shouldn't require you to sign any lengthy contracts that lock you in for several years, but it should be confident enough in its service quality and value that it's willing to provide service to you on a month-to-month or pay-as-you-go basis.Additionally, should you decide to cancel the service, you shouldn't incur any sort of penalty or cancellation fee.
As an additional security measure, processors expect you to comply with the PCI DSS and complete an annual questionnaire to establish your certification.By Judith Silverstein, Michael Lasky You get what you pay for in life, Internet-dating sites included.Unlike free sites, with pay sites you don’t have the headache of endless advertising messages screaming in your face.You should also expect the processor to provide you with customer support, and you should be able to reach the service by both phone and email.If you process with a standard processor that provides you with your own merchant account, it sets you up with a payment gateway to encrypt and securely transmit your transaction data.